Home
Get Prepared
Home Buyers Guide
Your 1st  Loan
Mortgage Rates
FHA Programs
Rental Property
About Michael
Sacramento Area
Fresh Tips
More Questions?

XML RSS
What is this?
Add to My Yahoo!
Add to My MSN
Add to Google

A First Time Home Buyers Loan

Understand Financing and Mortgages

If you are considering a first time home buyers loan, the first thing you should do is talk to your Realtor.

Nothing is more important than discussing your financing options.

Some home buyers love this topic and want to have a hands-on approach. Others would rather have someone else handle it. Either way, I'll be there to help guide you through the transaction.

first time buyers home loans for zero downWhether you love handling money matters or not, you may wonder how you're going to come up with that down payment. The recent mortgage crisis was greatly influenced by offers such as zero down loans and unscrupulous creditor acceptance.

All first time buyers home loans should be entered into with both eyes wide open.

Unless you're in the lending business, you probably don't even know what you don't know about loans for real estate investing. You may also be wondering whether there's someone else who can or should handle all of this for you.

Other people have gone through this same situation. They too have wondered if and how they were going to swing the money part. But the good news is that you have options.

These days, 0% or low down payment first time buyers home loans are helping many people afford their our home.

Zero Down, Financed Closing Costs

Learn About First Time Home Buyers Loans

What does "zero down" mean exactly? Many mortgage lenders will only finance 80, 90, or 95 percent of the home's purchase price, leaving you to finance the remaining of 20, 10, or 5 percent.

Zero down means the lender will finance 100% of the home's purchase price.

What about closing costs? Well, there are lenders who will even finance 103% or 107% loans. A very high credit rating is needed in this case.

To take advantage of a first time home buyers loan all you need is the right lender. And I have the contacts to help you.

Contact me today so we can discuss financing and get you on the road to owning your first home!




footer for First Time Home Buyers Loan page